AI Propensity Intelligence Platform

Predict Who.
Personalise
How. Convert
Now.

TargetX is an enterprise-grade AI propensity modelling platform that predicts customer purchase intent, churn risk, upgrade likelihood, and cross-sell opportunity with high precision.

Unify data, automate model development, and activate hyper-personalised campaigns across every channel — all without expanding your data science team.

IMDA AI Verify Accredited EU AI Act Compliant Zero Data Retention Live in 8 Weeks
+80%
Sales Conversion Lift
300%
Marketing ROI
-15%
Customer Churn
Propensity Score Engine ● SCORING LIVE

284,000 customers scored · Updated 2 minutes ago

🎯
High-Intent Buyers
Cross-sell — Personal Loan
94%
⚠️
Churn Risk Segment
Retention Offer Required
78%
📈
Upgrade Candidates
Premium Card Upsell
86%
💤
Dormant Re-Engage
Reactivation Campaign
42%
+83%
Conversion Lift
0.94
AUC Score
3.2x
Marketing ROI
SOC 2 compliant · IMDA AI Verify accredited · Full explainability

Propensity Models Enterprises Deploy on Day One

Purchase Propensity Churn Prediction Upsell & Upgrade Likelihood Cross-Sell Intent Win-Back & Reactivation Email & Channel Response Loyalty & Advocacy Next Best Action & Timing
80%+

Improvement in sales conversion with propensity-guided targeting

300%

Marketing ROI when campaigns are driven by AI propensity scores

40%

More revenue from AI-driven hyper-personalisation vs. broad targeting

8 Wks

Average time to full live deployment across your organisation

How TargetX Works

From Raw Data to
Personalised Action in 3 Steps

No data science sprints. No months of waiting. TargetX's AI Factory automates the entire modelling pipeline end-to-end — so your team focuses on growth, not infrastructure.

1. Ingest & Prepare

Connect any data source — CRM, transactions, digital footprint, bureau, or alternate data. TargetX auto-cleans, validates, and derives 100+ predictive features with zero manual engineering.

  • Internal + external data fusion
  • 100+ auto-derived predictive features
  • Bias detection & reduction built-in
  • Zero data retention policy

2. Model & Score

A no-code AI studio builds high-accuracy propensity scorecards automatically. Selects the best algorithm, adds SHAP explainability, guards against overfitting — in minutes, not months.

  • Ensemble ML & deep learning models
  • Auto model selection & benchmarking
  • SHAP explainability built-in as standard
  • Champion-challenger testing framework

3. Activate & Monitor

Push propensity scores into campaigns, apps, or decision engines via API. Monitor model drift and performance continuously. Iterate 500x faster than traditional development cycles.

  • API & campaign platform activation
  • Real-time model drift monitoring
  • Continuous model learning & refresh
  • A/B personalisation testing & lift tracking
Industries

AI Propensity Modelling
Across Every Industry

Whether you're in financial services, retail, or healthcare — any organisation with customer data can deploy propensity models that drive measurable growth.

🏦

Financial Services & Banking

Identify high-propensity loan and card segments to accelerate profitable portfolio growth and reduce acquisition cost.

🛒

Retail, E-Commerce & D2C

Personalise offers and loyalty nudges at individual level to lift repeat purchases, basket size, and reduce wasted ad spend.

📡

Telecom, Utilities & Subscriptions

Predict upgrade behaviour and churn risk at the subscriber level. Intervene automatically before customers switch to competitors.

✈️

Travel & Hospitality

Anticipate bookings, preferences, and ancillary spend. Tailor bundles and upgrades that convert at significantly higher rates.

🏥

Healthcare & Insurance

Predict patient or policyholder needs and personalise care journeys that improve adherence, outcomes, and renewal rates.

Platform Features

Predict. Personalise.
Perform at Enterprise Scale.

Every capability your organisation needs to move from broad segmentation to true 1-to-1 intelligent customer engagement — without hiring a data science team.

Convert High-Intent Customers

Identify who is most likely to convert, predict what they will respond to, and time each offer precisely — delivering campaign ROI improvements that broad-segment targeting cannot match.

  • Conversion propensity scoring
  • Optimal timing & channel prediction
  • Offer response modelling
  • Campaign ROI attribution analytics

Grow Wallet Share with Precision

Anticipate each customer's next likely purchase and surface relevant cross-sell and upsell recommendations that increase lifetime value without increasing acquisition cost.

  • Next-best-product prediction
  • Upsell & upgrade propensity models
  • Customer lifetime value optimisation
  • Personalised recommendation API

Eliminate Churn Before It Starts

Detect early disengagement signals days or weeks ahead of lapse. Trigger personalised retention offers automatically — before customers make the decision to leave.

  • Churn propensity detection & scoring
  • 30, 60 & 90-day churn risk windows
  • Automated retention offer triggers
  • Win-back & reactivation campaign support

Optimise Every Channel & Touchpoint

Pinpoint the optimal channel — email, SMS, app notification, or in-person — for each individual customer. Allocate spend where it produces results.

  • Channel propensity & preference scoring
  • Send-time optimisation per individual
  • Multi-channel campaign orchestration
  • Spend allocation & efficiency modelling

Responsible AI — Verified & Certified

TargetX is accredited by IMDA AI Verify and validated against MAS Veritas standards. Fully aligned with EU AI Act requirements — with transparency, fairness, and bias controls built-in as standard.

  • IMDA AI Verify accredited
  • MAS Veritas validated
  • EU AI Act compliance framework
  • Zero data retention policy

Activate Scores Anywhere, Instantly

Push propensity scores into your CRM, marketing cloud, or campaign platform via REST API. Pre-built connectors mean you're live in weeks — not months.

  • Pre-built CRM & marketing cloud connectors
  • REST API with real-time score delivery
  • Performance & model drift monitoring
  • Unified activation dashboard
+40%

More Revenue Through Hyper-Personalisation

According to McKinsey research on personalisation, companies that excel at hyper-personalisation generate up to 40% more revenue compared to peers relying on broad segmentation strategies. TargetX makes that level of individual-level precision achievable for any enterprise team — without hiring data scientists.

Why It Matters

What Is AI Propensity Modelling?

AI propensity modelling uses machine learning algorithms to predict the probability of a customer taking a specific action — such as purchasing a product, upgrading a service, responding to an offer, or churning. By analysing behavioural, transactional, and contextual data, organisations can prioritise high-value segments and deliver true 1-to-1 hyper-personalisation at scale.

Unlike traditional segmentation, which groups customers by broad demographics, AI propensity models score each individual uniquely — enabling organisations to predict intent, optimise timing, and personalise messaging with a level of precision that drives measurable commercial impact.

Traditional Segmentation
Groups customers by demographics or RFM
Same message to everyone in a segment
Monthly or quarterly campaign cycles
Retrospective — based on past behaviour only
High wasted spend on low-intent audiences
AI Propensity Modelling with TargetX
Scores every customer individually in real time
Unique message, offer, and timing per person
Continuous model refresh as behaviour evolves
Predictive — anticipates future intent
Spend concentrated on high-probability outcomes
Start Targeting Smarter

Start Delivering Genuinely
Personal Experiences Today

See how TargetX turns your customer data into hyper-personalised campaigns that deliver measurable conversion lift, reduce churn, and achieve 3x marketing ROI.

Join financial institutions, retailers, and enterprise teams already growing with AI propensity intelligence.

IMDA AI Verify Accredited EU AI Act Compliant Zero Data Retention Dedicated Onboarding Support